From a parallel universe
The Air Canada retiree my have $100k doled his way annually at the end of his career but the expat retiree personally owns the capital which generates that $100k. These situations are in two completely different universes of family prosperity.
Personally, I netted $237,000 last year in the expat pilot game. You can see how net worth stacks up pretty quick under those terms as compared to $135k less 50% for Martin-and-tennis-partners, GST and mortgage payments.