Bob
No problem with incentive discounts like you describe, but only to a point.
What we are all saying is stay away from those that want it all upfront.
If you pay £1000 into an account, and keep topping it up all well and good, and should the unthinkable happen, then all you have lost is that amount.
However, could you imagine paying all the PPL training costs into an account in one go?? If they then go belly up on you, youv'e lost upwards of £6000 in one go.
That said, I for one cannot afford even £1k if there's a chance I might lose it.
The advice is yes, incentive related discounts are worth looking at, just don't pay everything upfront, and be conservative in what you do pay upfront.
Also, be aware that a school that seems really pushy about getting you into one of these schemes MAY have a cash flow problem and look at this as a quick fix, with your money!!!! That isn't to say that all offers are like that, but it should be at the back of your mind.