I dunno Pepper,
Putting to one side the non-issue of ineptitude that caused the debt (not the case for people here), I think a programme such as this is an opportunity to educate on the borrowing options. I'm sure many pilots have made use of 0% credit cards and have been severely bitten when thay overran the 'free' period (on some cards). After all the process of managing debt is the process of understanding how to understand what is on offer...it is also sometime necessary to put pride to one side
