I share the same view as Celtflyer,
If you have motivation and determination you will eventually get there....the mission is to get there with the least amount of debt!
Put your head down and be patient and enjoy the learning experiance, I work a 40hour week and use my wages to fly at the weekend, It took me 9 months to get my PPL and now i'm currently enjoying weekend bimbling and touring to bring the hours up.