skycoolie- your comment about Rate 1 turns needs answering. You can do great Rate 1 turns in a Cherokee, but at somewhere roundabout the 150 kt (or less) mark, it is no longer possible to do a Rate 1, 3 deg/sec turn anymore and still restrict your bank to 25 degrees. Concorde in supersonic cruise could probably still not do a Rate 1 turn even at 90 degrees bank. It is a function of speed. Big jets just use 25-30 degrees and leave it at that- it gives far less than Rate 1, so the MS sim is quite correct.