garybaldi,
I believe that you can transfer your pension rights to a company scheme. So although you would't qualify for an immediate pension by PVRing I suspect that the nominal pot that you have built up would give you a cracking start in a company pension.
Speak to the Pensions people in Glasgow. Phone number should be available from your P staffs or someone on here may know it.
The folk in Glasgow are very helpful. And of course, as Blacksheep mentioned earlier if you can't, or don't wish to transfer your pension rights then there is the preserved pension. Again glasgow should advise you on that.