Now Cibilo, you are an estute young chap, aren't you? That Penguin is wrong. I know that a 4 year UAL F/O on the 777 on the new contract makes only 177usd's per hour. And they are only going to get paid for 960 hours +- a year...so he did over estimate a bit. Good catch. Then add a 12% provident and about 35% to 40% of your final salary for the REST OF your life....chump change really!