6 foot wonder,
Lets not exaggerate here. Some have lost homes/families but do you really think they are alone in losing a job? Mills, plants, factories and stores get shut down every day and people are forced to find other employment. Do others in society get compensation for 3.5 years or life as some would like to see it? Grow up, life has no guarantees. get over it and move on. Harsh words but it's a harsh world too!
As for paying back? It was a loan wasn't it? Do you have to pay back your loans?