Pink, you received two replies (plus mine) in wannabes; one from a civilian FI, and one from FFP who gives no clue as to his experience, other than that he is military. Discussions of factors affecting military pilots' lifestyles beloneg here in Mil Aircrew, not in Wannabes, which is why I moved it. As you can see for yourself, you have been answered by many valid opinions from those who are in a position to hold them. Wannabes are not in that position, nor was the subject appropriate to that forum.
Scroggs