Ikea,
I would echo the comments made by BigGrecian and flaps now.
I’ve just completed the application process and have successfully secured £37k, which is unsecured. The security is based upon your risk to the bank. In other words, what do you earn now? If you earn enough to pay back the loan from a current salary and are not successful in getting a flying job – then security should not be an issue. Let’s face it, what are they interested in – getting their money back, nothing else.
Produce a plan that you will be proud of and want to show them. Give details about you, your motivation, what’s you have done so far (PPL, Aptitude tests….etc), the course (read LASORS) exams – be detailed.
Do not try and bullsh!t the person you will meet. Chances are that they will now some details about the required training and have been through this process with others beofre Also, the fact that you’re lying will stick out like a sore thumb. – Be honest.
Do you have an account with the HSBC? If not, you’ll have a six month wait after you open an account, before you can apply. If you don’t have an account, open one tomorrow!
Wear a suit, polish your shoes and have a shave.
Good luck.
Now – to put the cat amongst the pigeons! During the my application, I was informed that they, as in the HSBC, are reviewing their position with regard to the PSL. These loans are proving to be very risky for them. Also, as has already been stated, it’s a very time consuming process.
Funkie