Couldn't agree more with G-SPOT's comments.I went and got a job at belfast City Airport for the very reasons mentioned.Worked there 3 years and just left on Monday as I start my fATPL 28th.In that time I'eve gained a great insight into aviation aswell I was able to pay for my PPl and some hour building.Also met quite a few connections in FlyBE/BMI at City,hopefully pay off once I get the fATPL.
With regards financing you can also give HSBC a try,do a search here on Pprune as this subject has been talked about in length and you will find it of most help.
Regards
P.s. Cost wise you have decide on what path you want to go,modular or integrated/america or UK etc and you'll find the price varies.