OzExpat:
"When you come right down to it, the rules are based on a concept of risk management" and "So, while I agree that risk management is important, it is most usually catered for in abiding by the rules"
I totally concur and just wish to state for the record that it should not be construed from my earlier post that I am (or intend) operating contrary to any published regulations or rules. In fact, I'm very much a stickler for abiding by the rules. All I'm advocating for is more training emphasis to be placed on developing that "rat cunning" you are referring to.