ok im not a finance expert, but ive got a degree and yes i do work there and even have the id / business cards to prove it (although im probably the youngest member of staff and leaving soon to join the real world)! no-one questioned the fact that yes the atol renewal is important and the applicaiton of the regs. i stated that it was my opinion and it was so dont really see the problem. insted of slating one another you may wish to add your opinon / experience if you feel the value of such forums is undermined!
moving swiftly on...