Hi!
This seems to be different here in Austria (or maybe in Europe in general). Last year I spent my holidays in Saloniki (Greece) and I spent the flight in the cockpit where I met a 63-year-old Captain. He said, that he's planning to do his job until he's around 65 and that it's no problem (as long as you get the medical).
The social service... well - we have a very, very good one in Austria, but since money is the root of all evil and everybody needs it, our social service is being minimized at the moment.
Anyway, I'm 20 and have private insurances, even if there are (must-have) insurances by the government. I just took the additionally, to be sure to have enough many when I'm older.
Of course, I only need the money out of the insurances, when my initial plan of getting very rich until 35 doesn't work
.
Bye,
Bernd