I avoided directly changing my registry (due to ability to understand that area of the PC), but I moved My Documents folder as suggested by rotorcraig.
For some reason copies were made of some of my folders already in F drive and it became a tad confusing as to what was going on. I decided to restore back to the MS default setting but in the process My Documents vacuumed up everything already in F drive and took it all with it to C drive. (Almost put the hard drive out of balance)
Panic set in and I moved My Documents back to F drive. I then proceeded to delete the extra copies and left it at that. I think it’s working as advertised now.
Thanks for the input people.