Happy New Year,
J_T - and of course you too,
411A 
Yes, I'm certain you're correct,
j_t - although the company for which I fly issues a LOT of literatural advice at the beginning of every Winter, every year, not much time is devoted during sims to this sort of stuff, in spite of the fact that during the 6 Winters I've been here, there have been runway "excursions" EVERY year - usually by the other airlines, though.
Add to the lack of sim practice, the infrequency of exposure to these (often severe) conditions, by some pilots - or the UNDER-estimation, and/or disregard for
strictly adhering to Winter policy ops - and the holes begin lining up.
Well I'm just about to head up to the Deep North again this morning for what has been a relatively "mild" Winter so far - temps only got down to -16C, which is considerably "warmer" than in past years!
Stay outta them weeds!!