Thanks guys,
perfect stuff. The 'lifestyle' PPL is something I think I'll highlight. I can think of several but my favourite is the one who did his PPL with me and other professional pilots, then went and bought a Baron and turned himself upside in IF with his wife on board. Luckily he got away with it but all confidence evaporated.
Convinced himself that a single engine aircraft was what was needed and bought a Bonanza. Then would only fly with one of a select group of pilots, including me before I was even rated on the aircraft. Then went on to Senecas and began to cancel flights due to nerves, eventually aborting a take off for no apparent reason except sweating like a pig from stress.
Had a quadruple heart by pass shortly after that (seriously !). Should never have got a licence but the flying school just kept taking his money...