A pension holiday is OK, as long as it doesn't affect what I will get when I retire. That can't be increased dramatically anyway becaue of the Inland Revenue. It would also see more pay in my pocket. BUT, if the holiday is in lieu of a pay rise then it has to be a big fat NO. When the holiday ends I will need a pay rise to get back to where I was during the holiday. A holiday OK, but not as an excuse not to have a pay rise.