Ok, answers finally here.
After several (at least 40) emails to the different tech departments, (finally getting to the coding departments) and endless postings on different paypal supported forums around the world, it appears I finally have my answer.
When someone/anyone makes a payment to a company via the "Send Money" function of the paypal website, the comments/notes/memo field that the customer fills in, is NEVER sent through the IPN gateway. It is sent if the customer specifically sends you a payment through YOUR website (since the information your passing paypal is sent back to you, the notes show up) all notes are shown in the IPN gateway.
They said, this has never worked, and has never sent any comments to the IPN gateway from a "Send Money" payment.
GREAT NEWS!!!! God forbid anyone ever sends a payment via "Send Money" Any and all tracking via custom fields or comments is nil.
David, if you ever find anything different out, please post it.
Thanks
Ridley