Where are all these "rich kids"?
Yes, okay, I'm sure that quite a few get some modest assistance but my experience of first-job pilots is that they've had to crawl over broken glass to get there.
And having done it, they get a good kicking by some of their "seniors" on this thread, for sticking at it and borrowing even MORE money to progress their careers.
They have to take it as it is, not try and change the world so that they can get a free type rating.