Might have missed it as I'm reading this in a rush but, On the new scheme I thought that the pension wasn't actually paid until age 65 - ie, you have 10 years with no pension??!!!
Also, call me a cynic but - if they can save loads of dosh by making you leave before 55, I wonder how many of us will be unfit medically or simply surplus to requirements before 55 - would save them a fortune. Nope, it's the old scheme for me - PAS pension is good enough thanks!!