And so because one chap says that borrowing money is not the right way to do what you want for the rest of your life, he has to be right ? Wrong !!
If you want to borrow the money mate you borrow it. You could be dead in 5 years time or dying from some horrible illness. Borrow the money, realise your dream and then live each day as it comes because you never know what's around the corner.
Who wants to save for 3-5 years when you could do it now ! Who knows what might happen. Yes you could be impoverished but damned happy. I tried to save for advanced courses and you can do it if you switch off the part of your brain that has to deal with the same boring, crushingly depressing work, jobs, company, people, place, country day in day out. Physchologically, I think you are doing the best thing.
Different people, different ways of doing things. There's not a right or wrong way to do things, but there is a way that suits YOU and not the other guy !
You go for it and do what you feel is right. You'll love every minute of it if it meens you're going to get your dream !