Controversy - on Pprune? Surely not.
Just come along to the Gatbash and we'll discuss it over a beer or three. It's bound to make more sense then.
The serious point is that people need to understand the risks they are getting into - I can't stress that enough. Sometimes I get the impression that some people are too eager to get an enormous loan without considering their back-up plan should it all go
tango uniform. That worries me.