CPL/MULTI/IR - 12,500
CPL and IR test - 1274
For the UK, expect that alone to be more like £19,000.
I think you'll find it near impossible (even with min hour passes) to go PPL-MCC within £35,000. An example of the kind of insideous costs you should expect are the IR test alone will be in the region of £1300 for a/c hire and examiner fees. The CPL test will be in the region of £1,000. Approach fees will be something like £400. Landing fees will total about £1,000. Accomodation £400-£600. ATPL exam fees £800. And the rest!