I,ve heard quite a lot about this inertia/momentum idea, but for many including myself it cuts no ice. If such were the case we would be seeing these affects at all altitudes. The best way to see the 'downwind turn' effect is in a glider at 5-600 ft. With no noise upfront(or behind for the eze's) and with a visual effect telling you you're way too fast, the natural inkling is to pull back/roll out, hence less speed. Scary but I think true