PPRuNe Forums - View Single Post - Are the BA DEP's getting the final salary pension ?
Old 2nd November 2004 | 16:23
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Monty77
 
Joined: Apr 2002
Posts: 362
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From: England
Top Bunk

Take your point totally. I'm not with BA but have mates that are. What I will say is that nobody under 40 years can bank on the cast-iron certainty of final salary schemes. The only folks who can (and that's not 100%) are ex-public employees - civil servants, MOD etc because our taxes guarantee it. Once a scheme is closed, that's it. It can only pay out and the only money coming in is from investment returns.

I would hope that 30 years from now the last cadet retires, lives till he's 90 and then croaks, leaving a few grand to donate to the annual Christmas bash. Recent experience has reinforced the view that pensions can be double-edged swords. Diversify.
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