Thanks QB, precisely
Gulfa: "if I had a major aircraft incident and it was not of my doing I would not feel overly concerned"!!! I find your naivety stunning and your apathy actually quite depressing but I don't want us to get totally sidetracked on specifics
Look at the other comments in my post, these are decreases in T&C's being done incrementally. Give it another year and at this rate you will look back to this time with fond recollection