Cloudchaser5 - are you sure that it is lack of nerve? Maybe you are doing just as you should and running through those emergencies in your mind, one by one, and deciding what action you would take if, by bad luck, the helo chose to throw one of them at you.
NickLappos's comments echo my experiences (3,500 hours of them!) when you look out the window down at the ground a long way beneath you and wonder what would or could happen if the thin fuselage decided to part - but then you should turn these thoughts to the good practice of running through the "what ifs".
I am sure that every pilot, if he/she chose to admit it, has had similar thoughts - those of us who are still flying put these thoughts to good use. Pilots who allow their minds to wander, will scare themselves further and should keep their feet firmly on the ground.
Hope this helps.
