There is movement in the job market, and some low houred pilots are finding flying positions, even without type ratings.
I funded my own rating 13 years ago and it still took 6 months to find a position.
Fortunately, it paid off and now i'm a Senior Training Captain and have flown both Boeing and Airbus types. (even paid off all the loans)
There are many arguements both for and against private funding of flying ratings. I can sympathise with both sides of the arguement, but would rather not get involved in a debate on the subject.
One thing is for sure!!! You make your own luck! You have to be determined and you have to be commited to working hard. If you want it bad enough, you will succeed!
Best of luck to all the job seekers out there.