raven2
You sound like one of the sensible ones.
I've been working around helicopters for the last few years (I'm fixed wing) and despair at the number of heli pilots who get a PPL, build up a bit of experience, buy a decent machine and become over confident, believing that the basic PPL and their growing competence allows them to fly night/IMC/IFR/in horrendous weather, etc.
I've also met a few PPLs who don gold bars and charge their mates for flying them to weddings, sporting events, etc., but that's another story.