Yes, Rolling Hole mon ami, you're absolutely right - I just wanted chum BlueLine or another Belgrano inmate to confirm that.
Bit perplexed about your criticism of the IMC Rating - yes, I know that it isn't a full IR but sensibly used within its limitations it's a valuable contribution to flight safety in light aircraft. I'd sooner cruise VMC on top than grope around underneath in the clag 'in sight of the surface'.