Yeah - I've no desire to have a go at you personally. For all I know you are a more mature and sensible person than I. I appreciate that you have taken a measured decision.
I sympathise with your hatred of your desk job. I had one for over 3 years after University. I did as I have advocated. I lived like a pauper on about £17k in 1996/7/8/9 at home with my folks. I did the ATPL by correspondence course as well as my main job plus worked in bars and other things at weekend.
By these means I was able to do the Modular route on buttons and without the aid of the bank manager.
PPRuNe - as was just starting up at the time - kept me sane at my desk. I was the original Wannabe.
My cautionary words are because of my experience. Others will have differing experiences and I used to make my living out of people taking large loans and enrolling on Integrated courses. I respect that and its common.
Neverthless I think if it can be avoided it best be. Not least because being debt free allows you to be flexible job hunting. You can afford to take that pays-naff-all job in Scotland. You can afford to be a flying instructor in the winter. You can afford to follow the first job you get a sniff of even if it means paying for part of the type rating or moving country or starting part time.
With the REQUIREMENT every month to earn decent money so as to service a loan you may well severely limit your first job options. And its the first job thats the tricky one. After that they tend to keep coming it just being a matter of time.
Good luck with it all.
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