In the same boat,have recently been to the HSBC met nice lady and whom I have to say was really helpful.She seemed quite positive and just had to put it forward to the Manager

At the moment I'm awaiting his decision.My bank account has been smoothly transferred without a glitch and I'm away in next Friday to sort out my life cover.
As for the letter I contact the FTO(Oxford)in my case with whom I'm doing a full-time modular course.They furnished me with a letter so that I could put it forward to the HSBC.Something along the lines of "upon reciept of the deposit MOI will be accpeted onto his chosen course commencing March 2005"
Regards