liveand letdye...
how about putting your payment with your credit card thus if they fold you can get the money paid back under one of those insurance covers that the cc comes with on purchases...thus you will in a way be covered if they fold.....but check first that you are covered for compesation with your card provider ....i know of some pple who got there money back when a school folded and its cos they hard paid with there cc and all the rest who had paid by other means were left high and dry
