While were discussing financial matters of CAL:
Something to be clearup about the China Airlines contract for those considering direct entry pilot positions;
Beware China Airlines may state in your contract you receive 2 months / yr retirement fund.
This needs clarifying: unless you CONTINUOSLY work for CAL until you turn 55yrs AND have completed 15 years of service (or turned 60yr) you will not receive any retirement fund.
Govt legislature enshrines this and amendments to govt retirement policy next year will not change things considerably.
In otherwords if your young and leave the company after your 5 year contract, the contractually promised retirement fund (2mth/yr) will not be.