Several references to insurance companies in this thread. As usual, some fundamental errors. Firstly, insurance companies are not primary, secondary or even tertiary regulators. They do not make law, or police it, or enforce it. All they require is that it (the law) is obeyed: particularly those bits of it that affect safety. Either it is obeyed or it isn't. You cannot break the "spirit" or the "principle" of the law, nor can you be "slightly" illegal, any more than you can be "slightly" pregnant. If a law is capable of more than one interpretation, then you are entitled to adopt the interpretation that best suits you....until the law is changed, either by the law-makers themselves, or by a court ruling. All this nonsense about NAC is just that - nonsense. If anyone believes the law is wrong (whether from a safety point of view or just that it's unfair on ATPs everywhere), you should petition the SACAA to change it, but don't just criticise those who are, in fact, operating within it. And, before you ask, I don't work for NAC!