Stick to your guns Skyman. I never payed for a rating and never will. I refused to purchase even an MCC as I strongly believe a quality company will cover this in their type rating. Hasnt done me any harm. Still in my twenties and exactly where I want to be (although a warmer climate would be nice

) Stick with it mate and you will find yourself with a quality outfit, less debt and actually ENJOYING the job.
MAX