Skyman you sound a little tetchy today.
Fully agree with you that in an ideal world none of us would pay for our own type ratings, BUT some people here may have circumstances which require them to climb the ladder as fast as possible. After training costs and lack of income and mortgages hanging around their necks, the list is endless, some may feel that investing in their future to secure an income for themselves and family comes first.
Sadly it's not an ideal world, I wish it was.
Hope we all get the break we need without this extra financial burden.
Fly safe.
FF