I guess Vonkluffen is talking about Loss of Licence insurance. This is a policy which pays a lump sum if you lose your license through any medical problem. There's also a temporary benefit, but it's the lump sum that most drivers are interested in. It's easy, and inexpensive, while you're young and gets progressively more difficult, and more expensive, as you get older. If you work for a major operator, there may be a group scheme in place. This will often include automatic renewal so you don't need to reapply every year. Safety in numbers! You should look for a specialist aviation insurance broker in your country, who should be able to give you information and get quotations. Alternatively, search through the web.