Well Stan,
You say "The wholepoint about safety culture is that we as pilots and individuals have the ability and responsibility to ' draw the line ' in todays 'real world' !"
I was not saying that you would not, only that in an organisational culture which has gone off the tracks it is an exceedingly hard thing to do for mere mortals. The evidence is actually overwhelmning that most people keep a very, very low profile in such circumstances. The do so because they see what happens to those who do not.
I think that by simply making inquiries my statement can be established to be valid across a range of airlines and industries.
So, judging from the certainty of your reply, we will just have to agree to differ!