There is endless speculation here that presents itself as factual discussion. The insurance argument is a good example. I think if you take the trouble to inquire, you will find that the aircraft is insured, even if that offends predjudices against insursance companies, fellow pilots or whatever.
Deductions about the captain and the role of other crew members above are sometimes very speculative. We even have an authoritative, and seriously inaccurate account, from someone who apparent knows one of the crew. The entire content has become quite misleading.
We also have some quite precise, black and white, right and wrong types who think life is simple and that drawing a line in the sand is easy. Well, not always.
The post by Wig Wag above may, or may not, tell us something about this particular incident, but it most definitely tells us something very real about the "real world" occupied by an ever growing number of pilots.