Loss of cargo and hull - insured
Yes they would be insured however this goes back to liability. The insurance companies would try to blame the manufacturer for not having a system in place for this event, and as we know you can't plan for every eventuality. The manufacturer would have no one else to blame (i.e. pilots) and would have to take the rap (Imagine that!!!). Also adapting to the unknown is something humans do well at. One unfortunate thing we are seeing in modern automation is humans being taken out of the loop, this is something that I feel should be addressed.
