M.Mouse
I think people in their 20s and 30s do think more about their pensions now with all the negative publicity and scandals surrounding them. If you don't start thinking about your pension until your 40s, you will never catch up. I am no pensions expert but a money purchase pension is considerably less favourable for an employee as a result of longer life expectancy reducing annuity rates and volatile stock markets.
I don't think people are BA bashing here but rather pointing out that this is a crap deal and the derisory numbers applying is a good indication of that.