Maybe giving away all of one's retirement, with only a few more years to work, would please those who work as either bankruptcy judge, or manage the banking/credit institutions. Much of it is lost when an airline's files Chapter 11. The bankers loan money to airlines at "commercial rates", to quote the ATSB. I wonder how much profit these banks bring in, on average? At USAirways, much of their pilot retirement was dissolved, behind their backs (!!), AFTER the filing was already planned to exclude any losses of retirement.
Let's not forget how valuable some airline assets are when/if an airline suffers breakup, depending on the world marketplace-and what is left of your retirement (already at about half its original value due to a previous Chap 11) might be dissolved, in order to satisfy certain creditors.
How do we portray blood-stained fangs?