Jared
First of all ,22yrs is still young to be a pilot. Most guy's in Oz are older than that when they start. My first copilot job I was 23 and that was 5 yrs younger than any of the other 10 there at the time.
Another thought is if college isn't working out, maybe go and work for an aircraft maintenance firm for a while. It can give you cash for flying, valuable experience, and an A&P license will give you job security if you go that far. If you find the right company you might get some flying as well.
Just a thought because it is what I did. It can put you ahead of much more experinced pilots if you can save them some dollars in maintenance costs. (I was a mulit eng captain 2 1/2 years after passing my commercial license.) These days I just fly but the engineering license still comes in handy.
cheers
Tripletach