although i appreciate Keith.Williams post ,i have to agree with Alex if i understood him correctly,if it so happens as Keith.Williams said ''there is a scheme whereby FTOs can get what is effectively a government grant for each student they teach'' in this case i think that the FTO's use the money granted to them to go into their bank accounts and not to lower their fees as after all they are running a business and IMHO there is no room for altruism in business.