Hi guys
I wish you well whatever you decide, and the best of luck.
My opinion, for what it's worth, is that you should hold back for a year or four, given that you are still well under the age limit of 26 for most sponsorships and schemes like CTC-McAlpine. (Remember that the darkest days are over and things are picking up). To be honest, in your shoes I would exhaust those options before borrowing loads of money, for the simple reason that you would stand a much much better chance of getting a job and you'd also have 3-4 years to work and save up some money which would be useful given that you'll have to pay back your loan whether you take it now or take it later on.
Just the words of a fool, to take or not as you wish.
All the best