not really a back up plan but.......
A friend of mine wanted to hour build this summer. So he quit his job, bought a lawn mower, and put an ad in the newsagent window. He got inundated!!!
So now he works 8-1.00pm, and usually get £20ph+. This leaves him all afternoon to go to the flying club.
If you were to fly all day to hour build it would get boring.
So basically his grass cutting pays for the flying.
I am thinking of doing it too.
This is only a seasonal thing obviously, but at least u r earning and got plenty time to fly as well. Probably work out more economical than going to the states to train.