Thank you people for your kind replies - I appreciate your good advice (must admit - thats kinda what I wanted to hear!).
With regards to liking the flying, well I think I caught the bug when I was about 7 yrs old. I joined the Air Cadets when I wasn't quite 13 and stayed in for 5 or so years. I've just turned 22 now and getting rather desperate to get off the ground. I have flown quite a bit with the cadets and with regards to a trial lesson - I took one at Ravenair in Liverpool. I was so attracted to what was on offer so that's where i'll be carrying on.
As soon as I get back from the hols I am gonna register for the exams - think there about a fiver a shot so that is'nt gonna drain the pennies.
Your right about the funds though, us humans do find ways of adapting to situation changes so hopefully I can too.
Thanks again and best wishes.
Lee