My school has the new checklist and they continue to use/teach the old method of Governor off until your ready to roll up to 102-104%.
I flip the governor in one fluid motion when I'm ready to roll up the throttle. As I'm rolling on the throttle and get to about 100%, I use my index finger to flip the switch and let the governor take over the rest of the way. This way I cant accidentally roll it beyond 104%.